| 1. | Neuberger and Berman Guardian has produced steady and fairly predictable income returns.
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| 2. | Bond funds, even money market accounts, will preserve your income return.
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| 3. | Slower growth reduces the risk that inflation, which erodes bonds'fixed-income returns, will accelerate.
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| 4. | Lower interest rates boost bonds, by increasing the relative value of their fixed-income return.
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| 5. | Inflation is bad for bonds because it diminishes the value of their fixed-income return.
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| 6. | Higher fixed-income returns often make stocks less attractive than equities.
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| 7. | This is because the bonds guarantee a fixed income return unless the issuer defaults.
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| 8. | At least one teller had been filing false income returns since 1979, according to prosecutors.
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| 9. | Brazilians'appetite for equities has grown because of declining fixed-income returns and spectacular stock market returns.
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| 10. | Bond investors want slow inflation in order to preserve the value of their fixed-income return.
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